Hard Money Loans in Fairfax, Virginia

HardMoney Company offers several types of hard money loans, and we’ll help you choose the one that fits your Fairfax County project. Many local investors use fix-and-flip loans to buy and update the 1960s–80s split-levels, ramblers, and colonials common in Annandale, Springfield, Burke, and Fairfax City. Others take on larger projects: in Vienna, McLean, and Great Falls, older homes on valuable lots are often torn down and replaced with new custom construction, which calls for a bigger loan and a longer timeline. Investors who need to close quickly on a new purchase before selling or refinancing another property often use a bridge loan. Buy-and-hold investors finance rental properties near the Silver Line in Reston and Herndon, where tech and defense-contractor employers keep rental demand steady. We also provide commercial hard money loans for small retail, office, and mixed-use properties across the county.

Before you commit, our team explains how each option works: how much we can lend based on the purchase price, renovation budget, and after-repair value, how rehab draws are released, what the term and exit plan look like, and what documents you’ll need to close. If your project doesn’t fit neatly into one category, we’ll work with you to structure financing that does. Our goal is for you to understand your loan fully before you sign, so you can focus on the project itself.