Hard Money Loans in Arlington, Virginia

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(703) 405-6548

Deal Directly with the Owners

HardMoney Company provides hard money loans in Arlington, VA for investors buying, renovating, or rebuilding residential and commercial property. We’re a family-owned lender based in Northern Virginia, just minutes from Arlington, so you work directly with the owners who approve your loan and can meet with us in person. In a market where well-located properties in Clarendon, Ballston, or Westover can draw multiple offers within days, we give you the speed of a cash buyer without tying up all of your own capital.

Arlington’s close-in location, Metro access, and major employers, including the Pentagon, federal agencies, and Amazon’s HQ2 in National Landing, keep demand high for both rentals and renovated homes. Many of its older neighborhoods have 1940s–60s colonials, ramblers, and Cape Cods on valuable lots, which creates opportunities for full renovations, expansions, and teardown-rebuilds. We finance fix-and-flip projects, bridge loans, rental purchases, and small commercial deals throughout the county. Click “Apply Now” below to tell us about your Arlington property and get your loan options.

What Types of Hard Money Loans Do We Offer in Arlington, Virginia?

Discover our range of hard money loan options tailored for Arlington, Virginia:

Because our team is based right here in Northern Virginia, we know how Arlington deals actually work. We understand that land value often drives a property’s price as much as the house does, that renovation and new-construction timelines depend on Arlington County’s permitting process, and that the best opportunities in neighborhoods like Lyon Park, Cherrydale, and along Columbia Pike rarely stay on the market long. That local knowledge lets us evaluate your project quickly and structure a loan around it, whether it’s a cosmetic flip, a full gut renovation, or a small commercial property. Since we lend our own private capital, there’s no bank committee or lengthy underwriting process, and many loans can close in as little as 5 days, depending on the property and the details of the deal.

Hard Money Loans For Fix and Flip

Property Types We Provide Loans for in Arlington, Virginia

Arlington packs a wide variety of property types into just 26 square miles, which gives investors more options than almost any other market in the region. Its established neighborhoods, including Westover, Lyon Park, Cherrydale, Waverly Hills, and Arlington Forest, are full of 1940s–60s brick colonials, Cape Cods, and ramblers on lots that are often worth as much as the homes. Those properties are prime candidates for cosmetic flips, full renovations, additions, or teardown-and-rebuild projects. Closer to the Metro, the Rosslyn–Ballston corridor and National Landing have townhomes, condos, and garden-style apartment buildings that attract investors focused on long-term rentals, especially with steady demand from federal workers, defense contractors, and Amazon HQ2 employees.

Along commercial corridors like Columbia Pike, Lee Highway (now Langston Boulevard), and Wilson Boulevard, investors also find small retail, office, and mixed-use buildings that can be repositioned or redeveloped. HardMoney Company finances investment properties across this full range, in Arlington and in nearby Northern Virginia communities such as Falls Church, Alexandria, and McLean. Whether you’re buying a single house to renovate or a building to reposition, we evaluate each deal based on the property’s current value, your plan for it, and its value once the work is done. Here are the property types we most often lend on in Arlington, VA:

  • Single Family Residential Homes
  • Townhomes
  • Multi-units
  • Apartments Complexes and Condos
  • Land Deals (Strict Restrictions Apply)
  • Commercial Shopping Strips
  • Office Parks

Free Loan-Application Process

Arlington Virginia Hard Money Loans: Fast & Flexible Financing

We provide hard money loans across the DC Metro area, including the key areas below:

Recent Deals

We can customize your hard money loan to best fit your needs in Arlington, Virginia.

Hard Money Loans in Arlington, Virginia

Hard Money Loan Amounts We Offer in Arlington, Virginia

HardMoney Company typically lends between $150,000 and $5,000,000 on Arlington investment properties. Because Arlington has some of the highest property values in Northern Virginia, that range fits most local deals. It covers a condo or townhome purchase near the Metro, a full renovation or teardown-rebuild of a single-family home in Westover or Cherrydale, or a small apartment or mixed-use building along Columbia Pike.

Your loan amount is based mainly on the property’s current value, your renovation budget, and the expected after-repair value, not on your personal income. If your project needs more than $5 million or has an unusual structure, we’ll look at it case by case. Call today for a free consultation, and we’ll tell you quickly what we can offer.

(703) 405-6548

Contact Us

Feel Free to Contact us to Discuss Your Needs

You may utilize our quick apply form to initiate the process, and we will contact you with next steps. If you're an existing HMC customer, you may go straight to the full online application if you wish to expedite the process. And, contact us if you have any questions.

Meet Our Arlington, VA HardMoney Company Loan Team

Our Northern Virginia team works with Arlington investors every step of the way, from the first conversation about a property to closing and, for renovation loans, through each draw. When you reach out, it helps to have the property address, the purchase price, your renovation budget, and your planned exit (sale, refinance, or rental) ready. With that, we can usually give you an initial sense of loan terms on the first call. Contact our team to talk through your Arlington project or ask any questions about how our loans work.

Jerry Bouchard

Owner / Partner

Steve Stoney

Senior Loan Officer