HardMoney Company makes hard money loans in seven core markets: Florida, Maryland, Virginia, Washington DC, Kentucky, Indiana and Ohio. We also review deals from investors in other states. Every loan is a business-purpose loan secured by investment real estate. We do not lend on owner-occupied homes.
How Our Lending Footprint Grew
Founders Gus Goldsmith and Jerry Bouchard started HardMoney Company to fund fix and flip investors in Kentucky, Indiana and Ohio. Banks were too slow for that kind of work, and investors kept asking for more, so the company added acquisition, bridge and cash-out loans and moved into the mid-Atlantic. In 2015 we opened in South Florida. It has since become our largest lending market. Today we run the business from two headquarters, one in the Washington, DC metro area and one in Aventura, Florida.
Our Lending Markets
Florida
We lend across Miami-Dade, Broward and Palm Beach counties, and in Naples, Tampa and Orlando. Recent Florida loans include deals in Miami, Hialeah, El Portal, Boca Raton, Parkland, Royal Palm Beach and Flagler Beach, ranging from $262,425 to $4,500,000.
Florida · Miami · Boca Raton · Fort Lauderdale · Broward County · West Palm Beach · Naples · Tampa · Orlando
Washington, DC, Maryland and Virginia
Our home region accounts for most of the loans on our Recent Deals page. Maryland makes up nearly half of them, with funded projects in Silver Spring, Hyattsville, Baltimore, Rockville, Glen Burnie and Hagerstown. In Northern Virginia we have funded deals in Arlington, Alexandria, Ashburn, Manassas and Vienna, and we have closed six loans inside the District.
Washington, DC · Maryland · Baltimore · Montgomery County · Charles County · Virginia · Arlington · Fairfax
Kentucky, Indiana and Ohio
This is where HardMoney Company started. In Kentucky we fund flips, bridge loans, rental purchases and commercial deals from Louisville and Lexington to Northern Kentucky and Bowling Green. We continue to lend on residential and commercial projects across Indiana and Ohio.
Kentucky · Louisville · Lexington · Indiana · Ohio
What We Finance in Every Market
Our loan programs are the same wherever the property sits: fix and flip loans, rehab loans, bridge loans, commercial hard money loans, multi-family loans and investment property loans. We lend on single-family homes, townhomes, multi-unit buildings, apartments, condos, office condos and shopping strips. Land deals are considered with strict restrictions.
Investing Outside These Areas?
Our core markets are where we know the neighborhoods best, but they are not a hard limit. Investors from anywhere in the United States are welcome to apply. We have already funded deals outside our core states, including a $3,200,000 loan in Myrtle Beach, South Carolina.
Work Directly With the Owners
HardMoney Company is family-owned, and senior executives and company owners handle every loan. Gus Goldsmith works out of Florida, Jerry Bouchard is based in Vienna, Virginia, and Senior Loan Officer Steve Stoney covers DC, Maryland and Virginia. You talk to the people who make the lending decision, not a call center.
Ready to talk through your deal? Apply now or contact our team.
Frequently Asked Questions
Which states does HardMoney Company lend in?
Our core markets are Florida, Maryland, Virginia, Washington DC, Kentucky, Indiana and Ohio.
Do you lend outside those states?
Yes. Investors from other states can apply, and we review each deal on its merits. One example is a loan we funded in Myrtle Beach, South Carolina.
What types of properties do you finance?
Investment properties, including single-family homes, townhomes, multi-unit buildings, apartments, condos, office condos and shopping strips. Land deals are considered with strict restrictions.
Can I get a loan on the home I live in?
No. HardMoney Company makes business-purpose loans only and does not lend on primary residences or owner-occupied homes.