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Types Of Loans-22018-09-26T21:10:56+00:00

We Are The Lender You Need

Our expertise is in getting you the business loan you deserve

Including real estate business loans! Bad credit can be a non-issue with us. We want to help you get the hard money that you need, when you need it.

We provide the following types of loans for our borrowers:

Commercial Loans:

Any type of commercial property is acceptable, however, please be aware that we rarely make loans on land only.

Probate / Trust / Estate Loans:

Probate or trust owned property can be pledged to finance estate debt, pay attorney fees and/or to buy out other heirs’ interests. Fiduciaries such as executors, administrators or trustees may borrow on behalf of the estate. All the legal requirements of estate/probate/trust administration and proper lending practices will be strictly adhered to. The Hard Money Company will allow using the real property currently vested in an estate or trust to resolve many financial issues.

Residential Structures:

Any single family home, townhouse, condo, apartment or entire complex is usually acceptable. The property may not be used as your primary residence. Occasionally, we have been able to use a primary residence under the strictest of circumstances. Again very rarely do we fund this type of loan; please call for further information.

Rehab loans:

We make loans for the sole purpose of rehabbing property. Whether you plan to keep the house as a rental property or resell the property, The Hard Money Company will be here to make your loan for you. Depending upon your credit, your experience, and the property address, we will sometimes make arrangements for borrowers to recover most of their down payment money through a draw system as the improvements are completed.

Flips:

We loan money for properties whose sole purpose will be “flipping”. It doesn’t matter whether or not the house is currently occupied.

Bridge loans:

Any length of loan can be considered (3 months to 30 years). Real estate or tangible property must be pledged. Receivables are not acceptable for our loan terms.

Foreclosures, REO’s, Short Sales:

Distressed properties are usually approved. The Hard Money Company will consider single or bulk collateral. Whether you are buying one property or one hundred properties, we can make the loan in the shortest of timeframes.

Notes (performing or non-performing):

Please note that all loans of this type require some additional time to review.

Tax liens:

Contact us for more information regarding these loans.

Tangible assets:

The Hard Money Company is capable of using equipment, automobiles, boats, bullion, gemstones, jewelry, high end art, collectibles and/or firearms as your financial contribution to a project or convert those types of assets into immediate cash.

Questions & Answers

I hope we can answer your most common questions below

Most loans close within five business days.  Funds are distributed immediately after closing.

We have the hard money that you need.  We adhere to all local, state and federal laws and we have a reputation for conducting business according to the highest ethical standards.

Hard money loans can be made under a variety of circumstances to all kinds of borrowers.  Typically, our borrowers have projects or sales in the offing with the potential to bring in money.  Their issues tend to center around the inability to find the cash that they need immediately using more traditional lending institutions, such as banks.  Ideal candidates include real estate agents or other professionals planning to “flip” homes.  Contractors and homeowners who desire to renovate or refurbish homes prior to selling can benefit from hard money, as well.  We’d be happy to talk with you to find out whether you are a perfect candidate for doing business with The Hard Money Company.

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